Not have the money to pay for our services? Now you have options through Greater Works Credit Services. We have several option for you to take advantage off, stretch your dollar, and increase your purchasing power. Providing customers with consumer financing gives them the power to purchase more and helps to increase your sales. With this option, we can attract up to 37% more first time purchasers, helping us to reach more customers and grow our business.


Our service is just that easy

  1. Get up to a $250line of credit 1
  2. Qualify in 10 minutes 2
  3. Choose 6 or 12 month terms 3

How does a line a credit works?


Apply anywhere in minutes

Enter basic business information and link your revenue data online or through our mobile app (coming soon).


Get a decision right away

We’ll review your business performance to let you know how much working capital you can access.


Start using your funds today

Take the amount you need now and come back whenever you need more capital to grow your business.


Flexible Funds

You decide when to use your funds and how much to take. As long as you have available funds, you can withdraw every time you need capital, up to once per day.


Transparent Terms

Our small business loans and invoicing options have simple, monthly payments with no origination fees or prepayment penalties. You can review your payment schedule before taking a loan so there won’t be any surprises.


Simple Process

Securely link your business information online to get an automatic financial review. This lets us evaluate your business right away without requiring you to track down financial statements.

Convenient Access

Withdraw from your line by logging into your computer, using our mobile app or swiping your card or through our invoicing option. You’ll have the security of a line of credit you can use whenever you need it, wherever you are.

Trusted by Thousands

Our customers have securely connected more than 1 million data sources. We’re A+ rated by the Better Business Bureau and are continue our high commitment to customer privacy.

Personal Service

From applying to managing your account and making the most of your capital, our in-house team of experts is here to help when you need it.


If that option doesn’t work for you, consider the following alternatives:



PayPal Credit* is already in our checkout–it’s an easy way to offer you, our customer financing at no additional cost, and drive higher sales.
• Shows our customers they can pay over time
• We get paid up front with no risk and no extra charge
• Increases your purchasing power

53% of PayPal Credit users say they wouldn’t have made all their purchases without PayPal Credit.  21% of PayPal Credit users say they spent more online because PayPal Credit was available.  PayPal Credit users have transaction sizes up to 68% larger.


We offer Net Payment Terms in 15, 30, 45, or 60 days. This specific type of trade credit where the payment is due in full x days after the item is purchased. Businesses will often offer a discount with this situation, to encourage the customer to pay quicker. Check out our credit application and terms for more information.

The most popular terms are:


  1. Credit lines and pricing are subject to periodic review and change, including line and pricing reductions, line and pricing increases, or line eliminations. Individual requests for capital are separate installment loans. All loans are subject to credit approval.
  2. We can approve you in minutes for up to $150,000 when we are able to automatically obtain your business data and verify your bank account. Lines of credit over $150,000 require a manual review. In some situations, errors may occur during the sign up process, or we may need to send micro-deposits to confirm your bank account for security purposes. If this is the case, it may take up to several days to provide you with access to funding.
  3. Subject to approval.
  4. This is not a guarantee of qualification, but rather the minimum qualification criteria.